Eliminate debt



Helping people eliminate
credit card debt

Legally - Ethically - Morally

Since 2002

financial freedom

The central bank is an institution of the most deadly hostility existing against the Principles and form of our Constitution. I am an Enemy to all banks discounting bills or notes for anything but Coin. If the American People allow private banks to control the issuance of their currency, first by inflation and then by deflation, the banks and corporations that will grow up around them will deprive the People of all their Property until their Children will wake up homeless on the continent their Fathers conquered. - Thomas Jefferson


WELCOME TO THE GREAT AMERICAN CREDIT CARD HOAX

What bankers don't want you to know

Discover the biggest scam of the past 30 years...

how to eliminate credit card debt

Caught in the credit card trap?

Started using credit cards as a convenience. Then it became a necessity. When one got maxed out you got another. And so on, and so on.

And now its completely out of hand. You're drowning in debt. All your cards are at or over limit. You can't get a new one. The payments are getting harder and harder to make...

What if you could eliminate all that credit card debt in 30 days or less and start rebuilding your credit in just 3 to 6 months?

Or...

The numbers don't lie...

Credit
Card Debt

Money paid back
(includes principal & interest)

How long it will take

$10,000 $26,276.59 42 years 9 months
$15,000 $55,370.41 48 years 11 months
$20,000 $74,464.22 53 years 3 months
$25,000 $93,557.98 57 years 4 months
$30,000 $112,651.77 60 years 2 months
$35,000 $131,745.58 61 years 8 months
$40,000 $150,839.39 63 years 9 months

Number of years to pay off credit card balance based on 19% interest and a minimum monthly payment of 2.1% of the outstanding balance. Most cards require a minimum monthly payment between 2.0% and 2.4% of the outstanding balance. Source: CNNMoney.com


how to eliminate credit card debt

Dear Reader,

Have you seen the television commercial where they're selling power wheelchairs to seniors?

They show a lot of older people tooling around in these power wheelchairs going places they couldn't go before. They've given them back their life - their freedom.

What they don't tell you, these wheelchairs can cost upwards of $12,000.

Instead, they tell you that 9 out of 10 people pay little or nothing for there power wheelchairs. So why not call and see if you qualify.

What this company has done is build a very expensive power wheelchair that people need and want and then taken the time, effort, and money to research literally thousands of pages of Medicare law and found a legal way to get the government or other insurance to pay for it. Smart.

They've done the research that 99.9% of their customers would never do on their own. They've done the really hard work so their customers wouldn't have to. All their customers have to do is enjoy the benefits.

We've done the same thing for you...

We've researched the law and found ways for you to legally, ethically, and morally eliminate your credit card debt. Not pay it off. Not negotiate or consolidate it. Eliminate it. Completely.

What we've done doesn't take a law degree. It doesn't take a lot of intelligence. It just takes a lot of time. Something most hard working Americans don't have a lot of.

We've made it as simple as possible for you. We furnish you with instructions, all the documents you'll need. All you have to do is personalize them. If you have questions, we have a support forum - just for you.

We make it so simple anyone can do it...

How it works...

What we found is quite interesting.

The most important fact — not an opinion, but a fact — that we found - every valid, legal, enforceable contract must have 5 essential elements.

  1. Competent parties
  2. Subject matter
  3. Legal consideration
  4. Mutual agreement
  5. Mutual obligations

According to all the courts in all the land, if just one of these elements is missing, the contract is invalid, illegal, and unenforceable.

If you properly analyze any credit card agreement you will find that it lacks at least 2 of these mandatory elements.

Now you're probably wondering, if the agreements are invalid, illegal, and unenforceable, why haven't the courts stricken them down?

They have.

Its just that court decisions are different than laws passed by state legislatures or Congress. A court will only make a decision about what is before it. If the case is only arguing the arbitration clause, that's all the court will address. In addition, its decision only effects that cardholder and that bank. The case would have to be appealed up to the state Appellate or Supreme Court to have effect on every member of the state. Something smart bankers don't usually do.

When they have, they've lost.

That's why most banks no longer attempt to force their bogus arbitration clauses on people. Its been ruled unenforceable in too many courts.

What the bankers don't want you to know...

The exact same arguments used to invalidate the arbitration clause can be used to invalidate the entire agreement.

If this is done, the entire agreement is unenforceable and the cardholder no longer has to make any payments. The agreement and the debt are voided.

Even more importantly, courts cannot afford to play games with contract law. If they even hint at allowing weak, invalid contracts to stand, they'll destroy their state's economy. People will tell you that money makes the world go round, and it is probably true. But, strong contract law makes the money go round.

Weaken the law, lose the money. Just ask the people of Zimbabwe and Venezuela.

Why do the bankers keep up the scam...

How many people do you know who follow court cases in your state? How about in every state of the union? Do you?

Its called ignorance baby.

What you don't know won't hurt the bankers.

The bankers know that all contracts are presumed valid unless contested. If the contract is contested, it is the responsibility of the bank to prove its valid. You don't have to prove squat.

They know that not 1 in a 1,000,000 people will know what the bank is doing or how to properly contest it. Pretty good odds.

Then there's Money!

When you consider Americans now owe an estimated $1 Trillion to credit card banks - well - the interest alone is worth the risk. What little risk there is...

What can you do...

You pretty much have two choices. Keep getting screwed by the bankers or remove your head from where the sun don't shine and stand up for legal rights.

To stand up for your rights requires two things: information and backbone.

We can supply you with all the information you'll probably need.

The backbone is up to you.

Who can we help...

If your accounts are still with the bank, we'll show how to amend the agreement. Put the bank between a rock and a hard spot. Over 90% of the time, notices to the bank is all it takes.

If your accounts have been turned over to collection agencies, we'll show you how to deal with them. Set them up so they go away.

If your already being sued, we'll show you how to defend yourself and win. You don't have to be a door mat to some collection attorney.

If you're ready to stop being an ATM machine for bankers, we can help.

Membership...

Membership Includes:

  • Access via our website to all the documents you'll need to deal with banks, collection agencies, and law suits;
  • Use For Unlimited Number of Credit Cards;
  • Support from our trained staff of experts;
  • Moral support from other members.

Membership Fees: $197 per year.

UNSCREW YOURSELF

Hint: Put your membership fees on a credit card you plan to get rid of and let a banker pay for your education.

Our Guarantee...

Try to get this guarantee from a bank or attorney: If you can find anything on our website that is untruthful, illegal, or can't be proven, we'll refund your membership fees.

Do it now - tomorrow may be to late!

Respectfully,

eliminate debt

A Fellow Ex-Debtor


eliminate credit card debt

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how to eliminate credit card debt
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