Dear Reader,
I would like to thank all those wonderful people who responded to our email and offered their opinion on what the phrase:
“In short the Plaintiff loaned money, in the form of a credit line, to Defendant.”
means.
Just for your reference, here’s how we analyzed the phrase and how we suggest you analysis statements from banks, collection agencies, and attorneys.
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We found that the term: “in the form of a credit line” caused people the most problems.
The easiest way to understand what something means is to substitute terms you know for terms you’re not sure of. What if the Plaintiff had written: “In short the Plaintiff loaned money, in the form of cocaine, to Defendant.” Now its clearer. You know Plaintiff didn’t really lend money, it lent cocaine. That’s what Defendant would have actually gotten.
What if Plaintiff had written: “In short the Plaintiff loaned money, in the form of bull poop, to the Defendant.” Again, much clearer. You know Plaintiff didn’t really lend money, it lent bull poop. That’s what the Defendant would have actually gotten.
The real proof is in the actual meanings of the words. Relying on Defendant’s wonderful legal dictionary (Black’s Sixth Edition) we find that the word “form” means: Antithesis of “substance.” And “substance” means: Essence; the material or essential part of a thing, as distinguished from “form.” That which is essential. We have to rely on Webster for the definition of “Antithesis:” 1. a contrast or opposition of thoughts, usually in two phrases, clauses, or sentences (Ex. You are going; I am staying) 2. the second part of such an expression 3. a contrast or opposition 4. the exact opposite.
If we apply these definitions to Plaintiff’s phrase we end up with: “In short the Plaintiff loaned money (substance), in the form of a credit line (the opposite of money, i.e. Credit or Debt), to Defendant.” Either of which is illegal and renders Plaintiff’s agreement void and the instant court has no jurisdiction over a void contract. It doesn’t exist.
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Again, thanks for your help. We really appreciate it.
Hope this helps in some way.
Jim